Hi everyone,
I pray that you all are having a beautiful Sunday. This is one of my favorite Scripture verses. It's been a favorite for a very long time for so many reasons. Enjoy this Scripture photo.
If you share it on your blogs and/or Facebook pages, please credit it back to me here at Heather's Blog-o-rama and/or to my public photography page on Facebook here at Heather Danielle Photography. Thanks, everyone.
I pray that this Scripture photo will be an encouragement to you today :)
That is the news from the ocean shores of California today.
Love and hugs,
Heather :) :) :)
Hi everyone,
Okay, so I know this is post is a day late, but I wanted to get this up tonight before I forget and then Sunday rolls around ;) :) :)
In my continuing effort to work on paying off my student loans and getting out of debt, I'll be going through the Dave Ramsey Financial Peace University Class with some mentors. Click here if you want to learn more about that. You can also visit the Dave Ramsey page on Facebook here.
I was on Facebook one day when I noticed this awesome little "cheat sheet" for remembering the baby steps to financial freedom. I originally saw this on the Dave Ramsey page on Facebook. Here is the handy reminder for those baby steps:
So that is my plan. My goal is to reach Baby Step 7 within two years. It's going to mean a lot of hard work and sacrifice, but I'm willing to do this, because the result will be worth it.
So I'll be talking about that once I get the class started. The first thing that I did was to make an accurate list of all the debts I owe, which isn't many. Student loans is the big fatty financial mountain that is standing in my way. It is big, but it is not impossible.
It is really neat, because I can already start envisioning making the scream "I'm debt free" :) :) :)
Oh, I think the "Baby Steps" might look a little different for some people maybe. I am not saving for college since I'm already out of college. I also do not own a home. I live in my aunt's home. So in that sense, I'm good, because I don't have a mortage to pay off. It'll be interesting to see how these baby steps will apply to me as a single person.
I know this journey will not be easy. However, I'm so willing and excited to reach my goal and that is more important to me than having it easy all the time :) :) :)
That is the news from the ocean shores of California today.
Love and hugs,
Heather
Hi everyone :) :) :)
How are you all doing? It's been a long time since I last wrote a blog post, but I'm back and ready to go again :) :) :)
In fact, I was sitting in church on Sunday and a sweet friend of mine sat down next to me. She also happens to be an extremely talented painter and artist. She earns a living selling her paintings on-line. We had a nice little chat about that and I felt really inspired. She was really encouraging to me. She and I are gonna get together soon and talk about details, because I"m interested in starting my own online store as well.
So we'll see. It's still just talking, researching and praying and talking, researching and praying some more. If you have an online store or home business, I'd love to hear about your experiences.
In the meantime, I made my ual coffee run at Whole Foods this morning. There's this beautiful plant that has the loveliest pale pink blooms. I think it's more of a bush, but they have it set up like a tree. It's hard to explain. In any case, here's a photo I took this morning:
I'm not sure what kind of flower it is. It reminds me of sweetpea or lilac, but I'm probably wrong on both counts. Do any of you know what this is?
That's the news from the ocean shores of California today.
Love and hugs,
Heather :) :) :)
